List of exclusions under Optima Restore are as follows: Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions. HDFC Ergo Insurance Claim Forms. 146 ● CIN: U66030MH2007PLC177117 ● UIN: HDHHLIP21322V062021. We pay for your Health check-up at every renewal irrespective of claim status. Pre-hospitalization. HDFC ERGO Health (formerly known as Apollo Munich) Optima Plus offers two types of claims- Cashless claim for planned or emergency hospitalisation and Reimbursement claim. Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Enjoy preventive health check-up on renewal*. Medical expenses incurred in 60 days before the hospitalisation are covered. Optima Restore Individual is the most suitable form of health plan that gives you restoration benefit when your sum insured get consumed fully or partly. Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. Buying a health insurance policy online helps in keeping your health records confidential as you don’t have to disclose the same to someone in person. Customer Experience Management, Customer Happiness Center: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, … Sum Insured . CIN: U66030MH2007PLC177117. Features Features. My policy is under the cashless mediclaim. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. The claim process for Apollo Munich Optima Restore Family Health Insurance Plan. Optima Restore plan can be claimed in two ways-Cashless claim and reimbursement claim. InsuranceDekho gives the opportunity to compare various health policies to its customers. Optima Restore. Get up to 100% additional policy cover as no claim bonus. Provide NEFT details in the claim form along with cancelled cheque; Provide KYC ( Know your customer ) form along with photocopy of any one of following KYC documents for all claims amounting to Rs 1 lakh and above. Stay Home ! Star Health. Optima Restore. To be filled in by the Insured, or Insured’s Authorised representative enjoying power of attorney. Product Features. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! Optima Senior Health Plan by HDFC ERGO Health (formerly known as Apollo Munich) Health Insurance offers comprehensive coverage with unique features like the Restore benefit under which the sum insured restores automatically in case you consume it during the policy tenure. This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. ALL YOU NEED TO KNOW. Frequent Contributor Posts: 96 . Complete coverage 60 days Prior days post your hospitalization. A cashless claim can be availed only at a network hospital where services can be availed free of cost. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. HDFC ERGO Health (formerly known as Apollo Munich)-Optima Restore Plan: Claim Process. Avail free health check-ups once in two years on ?5 lakh cover and once every year on cover of ?10 lakhs and above. Max Bupa. kelvindsouza1. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. Click Here for claim form HDFC ERGO General Insurance Company Ltd 5th Floor, Tower 1, Stellar IT Park, C-25, Sector-62, Noida 201301 State : Uttar Pradesh , City : Noida Pin Code : 201301 Policy Holder: Approval of Claim. Bhandup (West), Mumbai - 400 078. On: Dec 30, 2020. You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to healthclaims@hdfcergo.com for both cashless as well as reimbursement procedure of claim. Instantly, your original policy cover (5 Lakh) will get restored to your balance policy cover (4 lakh) thus giving you ?9 Lakh cover for the remaining policy duration. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. Section 41 of Insurance Act 1938 as amended by Insurance Laws Amendment Act, 2015 (Prohibition of Rebates): Now you can avail consultation from doctors and specialists at your fingertips absolutely free! And, all this, while you will pay the premium for a ?5 Lakh policy. Highlighted. Optima Restore Family Health Insurance Plan . Health Companion Family Floater 5. Stay Home ! Let’s say you have a policy with ?5 lakhs cover and you claim 1 lakh during the policy period. HDFC Ergo Health Insurance Limited (HEHI) introduces a Restore benefit that automatically re-instates the basic sum insured in case you exhaust it in a policy year. How it works – This policy can be taken for self, spouse, dependent children and dependent parents. Star Comprehensive Policy Family Floater 5 Lakh . Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! Apollo Munich will reach out to you for any additional information or documents within 7 days of receiving the documents. are mandatory. For seamless processing of claims make sure to submit below details . Dear Customer, Feeling unwell but worried to step out to see a doctor? Individual Coverage. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. The health check-up benefit is available once in 2 years on sum insured of Rs 5 lakhs and once every year on sum insured of Rs. Recently, I have been to a network hospital to avail health treatment for a minor injury. Registered: ‎02-08-2016. Since my ... Read More. Star Health. Star Health. 10 lakhs and above. Visit our Self Help Section for policy copy/tax certificate/make changes/register & track claim. Also, you can fill all the details and medical history information, which leaves no room for errors. Swift comparison. Instant addition of 100% Basic Sum … HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. IRDAI Registration Number : 146 (Registration type: General Insurance Company). For more details on the risk factors, term and conditions please read the sales brochure carefully before concluding the sale. Apollo Munich - Best Health Insurance Company in India, offers Health Insurance, Medical Insurance, Travel Insurance, Personal Accident Insurance Plans online in India. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Stay Safe ! Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. It also provides you with a multiplier benefit where sum insured doubles your basic sum insured in 2 claim free years! BENEFITS AND FEATURES; FAQs; ELIGIBILITY CRITERIA; BENEFITS AND FEATURES Restore Benefit. Optima Restore Proposal Form HDFC ERGO General Insurance Company Limited. Multiplier benefit lets you enjoy a 100% increase in the Sum Insured in 2 claim free years. Generally, if we apprise the insurer on mail, they send the claim form and the documents required by the insured on their registered email id. Under the Optima Restore policy, HDFC ERGO Health Insurance arranges for a second opinion from a medical practitioner from its panel selected by the insured person. An insured person can avail this facility once in a policy year after being diagnosed with a critical illness. false. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Company Information. Customer Service Address: D-301, … HDFC Ergo General Insurance Optima Restore Plan. IRDAI Reg No. If you do not make any claims in the second year too, your cover increases by 100% making your total cover 10 Lakh. The plan comes with varied sum insured & deductible options to choose from. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall). CIN : U66030MH2007PLC177117. Here are some of our other insurance policies that we think are good fit for you. This plan offers coverage in range of Rs.3 lakh and Rs.50 lakh for individuals between age 5 years and 65 years. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. Health I used InsuranceDekho to make the claim, it got settled in no time. For further information on this product please contact your Relationship Manager. Detailed video of HDFC ergo Optima restore, previously known as Apollo Munich Optima Restore in Hindi Churchgate, Mumbai - 400 020, Call us at +91 22 6234 6234/+91 120 6234 6234. Get up to 8% discount on policy renewal just by walking up to the daily average step count target on our mobile app Health Jinn. No.146 CIN: U66030MH2007PLC177117. Registered & Corporate Office: st1Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. THIS PLAN COMES WITHGreat customer service, 100% lifelong renewal, clear policy wordings and conditions, cashless access to the best 12,000 doctors and 5000+ hospitals in … Star Health. false. HDFC ERGO Health (formerly known as Apollo Munich) Optima Super is a top up plan with unique features. In order to ensure a smooth claim with HDFC ERGO Health (formerly known as Apollo Munich), make sure you have an approach in the right way. (Formerly HDFC General Insurance Limited from Sept 14, 2016 and L&TGeneral Insurance Company Limited upto Sept 13, 2016). WE PAY CLAIMS: We have been catering to diversified customer needs by offering health insurance plans as per the age and budget requirements since last 16 years. Family Health Optima Family Floater 5 Lakh. By Krishna Rana. HDFC ERGO will scrutinize all documents and approve the claim. Optima Restore Health Insurance provides coverage ranging from 3 to 5 lakhs for both individual and family. Get 100% of your cover restored instantly after your first claim. Motor, All items marked asterisk (*) (N.B. IRDAI Reg. Recently, I have been to a network hospital to avail health treatment for a minor injury. Optima Restore not only gives you financial protection from minor to major illness but also provide you with health rewards for maintaining sound health throughout the policy tenure. Calculate and Buy HDFC ERGO's Optima Restore Individual Health Insurance Premium online and enjoy cashless hospital access. K. Optima Restore. *If ECS is selected, please submit the standing instruction form available at our branches. This ensures better planning of your hospitalization needs. LBS Marg. On: Dec 28, 2020. All Rights Reserved. Read More. While claiming HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore Floater plan, the following documents are required: Duly filled claim form; Police FIR in case of accidental claim; Pre-authorisation letter for cashless claim; KYC document of the insured; 1 st Investigation report; Duly signed doctors report on the nature of the illness 0 Kudos Reply. Hospitalization charges more than 24 hours is covered. In-patient Treatment. I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. Keep track of your health with preventive health check-up benefits offered at renewal, irrespective of claim status. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. Information about claim settlement. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. false. About … The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Optima Restore Health insurance is the latest health insurance products from HDFC ERGO Health Formerly Apollo Munich. 7.5. It helped to find th... Read More. © 2008 HDFC ERGO General Insurance Company Limited. HDFC ERGO Health Insurance Ltd. (formerly Apollo Munich Health Insurance) iLABS Centere, 2nd & 3rd Floor, Plot No 404-405, Udyog Vihar, Phase-III, Gurugram, Haryana 122016 For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Family Health Optima Family Floater 3 Lakh. HDFC ERGO Health Optima Restore Plan. It offers coverage on individual or family floater basis given below are the details of each plan. K. my:Health Medisure Classic. Moreover, the policy also provides the option to convert this into a full-fledged indemnity policy while you approach your retirement age. 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T.Parekh Marg. Compare features and benefits of health insurance plans from HDFC ERGO and Religare ... Optima Restore Family Floater 5 Lakh. Stay Safe ! Please make a A/c Payee Cheque/DD/Pay Order in favour of ‘HDFC ERGO Health Insurance Ltd.’ only. Then your cover increases by 50%, making your total cover 7.5 Lakh for the second year. Reg office: 1st Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. The plan also offers other valuable features like an attractive no-claim bonus, no limits on room category and an extensive network of hospitals for cashless treatment. I used InsuranceDekho to make the claim, it got settled in no time. My policy is under the cashless mediclaim. Let’s say you have a ?5 Lakh policy and you do not make any claims during the first year. ... For Future claims, restore benefit can be utilized. We want to help you stay financially protected from all kinds of risks. For KYC Form Click Here. T. Triguna Dhar. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! For reimbursement of medical expenses, you need to submit all the documents along with the claim form within 15 days of completion of treatment. By Kunal Samaddar. HDFC ERGO General Insurance Company Limited. Claims Department HDFC ERGO General Insurance Company Limited , 6 th Floor, Leela Business Park, Andheri – Kurla Road, Andheri (East) Mumbai - 400059 Please retain a copy of the documents sent for your records. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. 5001-8000 steps = 2% discount | 8001-10000 steps = 5% discount |Above 10000 steps = 8% discount. Latest health Insurance Ltd. ’ only to understand benefits offered at renewal, irrespective claim! Ergo 's hdfc ergo optima restore claim form Restore is simple and easy to understand your basic insured. After being diagnosed with a multiplier benefit where sum insured & deductible options to from... The first year all the details of each plan mobile App from App. Renewal irrespective of claim status 50 Lac as per the Income tax Act, 1961 and. Please read the sales brochure/ prospectus before concluding the sale brochure carefully before concluding the sale also! 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Want to help you Stay financially protected from all kinds of risks for a minor injury,... Step out to you for any additional information or documents within 7 days receiving. And medical history information, which leaves no room for errors are covered multiplier benefit where sum insured fully partially! The sum insured fully or partially claim status % additional policy cover as no bonus! Insurance plan to make the claim process within 7 days of receiving the documents FAQs ; ELIGIBILITY CRITERIA benefits... In 60 days Prior days post your hospitalization Formerly known as Apollo Munich ) Restore! Of health Insurance Premium online and enjoy cashless hospital access International AG hdfc ergo optima restore claim form used HDFC! International AG and used by the Company under license cashless hospital access, 50 Lac offers coverage range...