Max bupa health insurance with Bajaj finserv: Bajaj Finance Ltd. the lending and investment arm of Bajaj Finserv, is offering its customers an option to buy health insurance products from some of the leading insurance companies (Max Bupa health insurance) in India and pay through no-cost EMI’s. You’re spoiled for choice when it comes to buying insurance because of the numerous health plans and covers available today. The entry age and exit age are different for different health insurance plans. For example, if your policy was issued in January with INR 5 lakh coverage and if you claimed an amount of INR 3 lakh in July, then a balance of INR 2 lakh is available to you between August-December. We are here to help you to buy Health Insurance easily and efficiently. ✓    You are covered for a lesser SI as compared to private health insurance plans. Visit the website of Bajaj Allianz General Insurance. If you have just purchased your health insurance policy, you can cancel it in the free look period without paying any cancellation fee. We’re sure you’ve heard that before but let us tell you why it’s so important. ✓    Your coverage will be over as soon as you resign from the company. As per the insurer, for a 40-year-old person, the premium for Rs.10,000 per day room is approx. Also, our Global Personal Guard policy covers you for accidents and injuries irrespective of which corner of the world you are in. Images used on this website and the models photographed in them are for representative purposes only and Just enter your policy details, receive quotes and renew instantly. You can also get a lump sum amount as claim settlement in case of health covers like critical illness cover. We care for you and ensure that our average claim settlement time is around 1 hour. The premium for long term health insurance policy is higher. ✓     You do not need health insurance if you are fit. Registered Address:Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, IRDA Reg. For 30 days from the expiry date, you can still renew your health cover with ease. These health insurance plans are usually helpful in covering pre-determined illnesses, critical illnesses and hospitalization expenses in case of an accident. So, the premium is lower if you purchase a health insurance policy when you are young. Once you receive your health insurance quotes & make online payment of your premium, you will get your health insurance policy (softcopy) immediately. Commercial Communication even though the content of the call may be for the purposes of explaining If you opt for Sum Insured between INR 3 lakhs and INR 7.5 lakhs, then the coverage is restricted to INR 15000 for normal delivery and INR 25000 for caesarean section and if you opt for Sum insured between INR 10 lakhs and INR 50 lakhs, then it is restricted to INR 25000 for normal delivery and INR 35000 for caesarean section. It is effective for quick resolution of customer queries by health insurance experts. However, you will have to pay for non-medical items and the non-payable items as mentioned in your he insurance policy. Yes, you are covered for all your health related emergencies with your health insurance provider all over India, subject to terms and conditions of your policy. ✓    Health insurance plans from your employer will not cover you after you retire. App, Bajaj Allianz Silver Health Insurance Plans, Bajaj Allianz Health Infinity Plan, Individual Health Guard and Health Care Supreme, Arogya Sanjeevani Policy and Health Indemnity clause mentioned in other Health products, Coverage for critical illnesses specific to women, Bajaj Allianz Critical Illness Plans for Women, Coverage against bodily injury or death caused by accident, Bajaj Allianz M Care Health Insurance Plans. Mantri Suraksha Bima Yojana, Weather On opting for Health Insurance policy for yourself, your spouse, children and parents, you can avail INR 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). 14,600 excluding tax. As per the notification no. All you have to do to renew your health insurance is click or tap a few times! Non-medical items such as hair removal cream, hand wash, cozy towel, baby bottles, brush, paste, moisturizer, caps, eye pad, comb, cradle buds etc. You can save your hard-earned money for living your life to the fullest, instead of spending a huge part of it on medical care. I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. It is a top-up cash benefit plan offered by Bajaj Allianz to protect you from unexpected hospitalization expenses. While this may give you an idea of health insurance coverage, you should always check with health insurance companies, to know more about the types of health insurance coverage they offer. You get the benefit of cashless health insurance, so that you don’t have to pay for the treatment upfront. ✓   Tobacco consumption : Your premium cost might be on the higher side if you smoke or chew tobacco and tobacco related products. On the other hand, Personal Accident insurance plan pays you the entire Sum Insured once you file a claim. Residential proof: You can submit any of the following documents as your residential proof: Age proof: You can use the following documents as your age proof: Identity Proof: You can submit any of the following documents as your identity proof: Based on the coverages opted by you, your age, medical history, current life style choices and your residential address you might be asked to submit a few more documents. Also, to peruse the detailed list of inclusions & exclusions, refer to the health insurance policy wordings. Yes, with health insurance portability, you can switch your health insurance company. ✓   Nowadays, most employees are covered by their company’s medical insurance. ✓   Extensive Coverage : Health insurance plans in India not only cover you for hospitalization expenses, but also provide cover against critical illnesses, accident-related, maternity, consultations, check-ups and other such medical expenses with different types of health insurance plans. :+91 75072 45858. though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Health Infinity plan, launched by Bajaj Allianz is a special plan that does not have any Sum Insured limit. One of the major worries that individuals usually have in their mind when choosing any Health Insurance plan is the Claim Settlement history. You can track the status of your health insurance claim using our mobile app - Caringly Yours, by using our online claim settlement portal and by calling our customer care. Mantri Suraksha Bima Yojana, Weather 1800-103-2529, 24x7 Roadside Assistance You need to renew your short term health insurance plans after every 12 months. ✓   It’s ideal to combine hospital cash, critical illness and other benefits in your base cover to avail some form of compensation for non-payable losses. Post hospitalization expenses include all expenses or charges incurred by you after you are discharged or after hospitalization treatment is done. ... To pay your car insurance premium online, you can log on to the official website of your insurance provider and make the payment. The wider the coverage, the steeper your health insurance quotes. ✓   Number of members covered : Your health insurance premium changes as you include more number of members to be insured like in the family floater health insurance plans. However, you will be charged a premium for the number of days you took to take the decision. You can opt for Bajaj Allianz’s Extra Care Plus add-on cover, Hospital Cash Daily Allowance Policy. ✓   Peace of mind : If you are secured on the financial front, then even a trip to a hospital feels a little less stressed. And, with your health insurance policy, you can avail the benefit of preventive care. Coronavirus is highly contagious, which has caused to it proliferate and spread to all corners of the world. Mantri Fasal Bima Yojana, Pradhan I got my policy in less than 10 minutes. The quick and easy steps to calculate your health insurance premium online are: Step 1 : Head to the online health insurance premium calculator . You can regularly undertake heath check-ups without having to worry about paying medical bills. After your claim is filed and settled, your insurance cover will be reduced by the amount that has already been paid to you. Pre-existing diseases are those you may already know the existence of in your life before you buy a medical insurance policy. ✓   Medical history : You might have to pay a higher premium if a certain illness runs in your family or if you have some complex medical history. Optional Cover: The policy has 12 optional covers.They are available on the payment of an additional premium. If the approval comes through, you can avail cashless claims benefit. Once these documents are verified, the claim amount will be settled in your registered bank account. Different health insurance policies have different health insurance premiums depending upon the coverages offered by them. Sub-limit is the maximum amount that your health insurance policy will pay towards your medical expenses. You should approach your new health insurance provides at least 45 days prior to the expiry of your existing health insurance policy. However, you cannot carry forward the restoration benefit and it cannot be used for the same illness/injury for which you have once made a claim in your policy year. Speed with which insurance copy was delivered in times of lockdown. Here are 5 reasons that will make you understand the importance of having the best health insurance plan: ✓   Financial Help : Your health insurance policy will ease your burden of paying heavy medical bills from out of your pocket. Top up health insurance plans ensure that you are covered even if the Sum Insured of your base medical insurance plan has been exhausted. Cashless treatment at 6500 + network hospitals, *All savings are provided by the insurer as per the IRDAI approved insurance plan. More flexible, as you have multiple Sum Insured options, choice of add-on covers, facility to enhance Sum Insured and comprehensive coverage. Some companies, including Bajaj Allianz General Insurance, even have an app for fulfilling your online health insurance needs. The rising cost associated with medical care is one of the biggest reasons to buy a health insurance policy. What is the advantage of having the premium receipt given by Bajaj Allianz health insurance? I further declare that, Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will No, but you can buy our Silver Health plan, which is a Special health insurance designed for senior citizens. You should make a health insurance claim only if you think that the medical expenses are huge and you cannot pay for them from out of your pocket. Some of the key features of this plan are multiple Sum Insured options, immediate family cover, coverage for Ayurvedic and Homeopathic treatment, bariatric surgery cover, pre & post hospitalization expenses, maternity and newborn care cover. You can avail the maximum deductions of INR 1 lakh if you buy health insurance plans for yourself and your loved ones, and if you and your parents are senior citizens. Blocked category, any call made or SMS sent in response to my request shall not be construed as an At Bajaj Allianz, we cover you for ambulance charges that might be incurred when you going to the hospital or returning from the hospital. Bajaj Allianz Health Guard insurance policy offers comprehensive benefits at an affordable price that ensure you are covered for the larger expenses related to multiple illnesses or surgeries. That's why we've made something as crucial as renewing your and your family's health insurance policy as easy as two simple steps. Health insurance covers essential health, illness and accident expenses by protecting you from unexpected, high medical costs. You get the required care during hospitalization as well as for pre & post hospitalization treatments. We are determined to make sure that you get your money’s worth at every stage and thus, we are there for you on every step of buying and renewing your health insurance policy as well as throughout your claim settlement process. But, the medical expenses related to these procedures are very expensive. Accidental Hospitalization expenses You can search for a network hospital on our website by entering the name of the hospital or the city where you want to get the medical treatment. For cashless claims, you need to get a pre-authorization letter from the network hospital and we will approve the claim after successful verification of your pre-authorization form and your health insurance policy. As a taxpayer, you may, therefore, maximize tax benefit under Section 80D up to a total of INR 75,000, if you are below 60 years of age and your parents are senior citizens. site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's (BAGIC) You can renew your health insurance policy even after its expiry during the grace period of 30 days with all the benefits reinstated. With a Health Claim Settlement Ratio of 77.61%, Bajaj Allianz Health Insurance instills the confidence one requires when making a claim. ✓     If you have health insurance, then all your medical expenses are covered. You can switch from one health insurance provider to another. The benefits of choosing a network hospital for your treatment or the treatment of your family members are: In India, you can get a tax benefit of under section 80D of the Income Tax Act, if you pay a health insurance premium for yourself and/or your family members. It's so quick and hassle-free that you'll be done with it before you can even add it to your to-do list. products/services and or my making a request to call me back, it is deemed that I have expressly authorized Global Personal Guard is an international accident insurance policy provides extensive worldwide coverage against partial permanent disability or total permanent disability, any other injuries caused due to an accident or death. Health insurance policies that cover AYUSH treatments also cover homeopathic treatments. Nothing is constant, except rising healthcare costs. +91-124-6174720, Extended Warranty No. Sales: You can avail cashless treatment at over 6,500+ hospitals across India. At Bajaj Allianz, we have special health insurance plans that takes care of expenses related to the health issues faced by women. I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. reinstated. On verification of these documents, your claim will be directly settled by your insurer to the hospital. Health toll free Number You might be taking the treatment as home because of non-availability of hospital beds/room in the hospital or you are not in a condition to be shifted to a hospital for the treatment. Yes, health insurance in India covers some medical tests and scans as per the terms and conditions mentioned in your policy for in-patient hospitalization. In India, buying a health insurance policy is not mandatory. Along with providing you peace of mind, financial support during a medical emergency, access to quality health care services, easy, quick and hassle-free claim settlement process, your health insurance policy also takes care of you by helping you save tax. It also covers accidents while traveling abroad as it provides a global coverage. Our Site provides complete details regarding each plan offered by the Bajaj Allianz Insurance. You can contact your health insurance provider and know the complete details to cancel your medical insurance plan. The ‘premium receipt' shows the record of the premium amount, which is being paid by you for the plan. Based Crop Insurance Scheme, Farmitra Mobile Rs. Read More. Pay Insurance Premium On-The-Go | Paytm.com. Health insurance plans for family or a family floater health insurance gives you the option to cover yourself and your family members with individual Sum Insured (SI) or. We recommend you to buy a single health insurance policy with high SI instead of buying multiple health insurance policies with low SI. These expenses are covered if your health insurance policy provides coverage for out-patient hospitalization. If you don’t renew your health insurance policy even after it expires, then your insurer will provide you a grace period of 30 days for health insurance renewal . Bajaj Allianz Cash Rich Plan is a Money Back Plan. At Bajaj Allianz, we offer top up health insurance plans such as extra care plus & Extra Care that provide an add-on cover to your existing health insurance policy. There are several types of health insurance plans in India. for quality & training purposes, and may be made available to me if required. This tie-up between the hospital and your health insurance provider allows you to avail the benefit of cashless health insurance claims. 113, BAGIC CIN - U66010PN2000PLC015329 An ISO 27001:2013 Certified Company. No add-on covers can be purchased along with mediclaim policy. 1800-209-5959, Sales : Click on the ‘Renew’ tab, then click on ‘Renew Now’ button under the health insurance section. 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